Our Commitment To Privacy

Due to our commitment to privacy, it is not necessary for you to do anything to prevent your personal information from being shared. Please review the following information to learn more about how we collect, share and protect your personal information.

At Independent 401(k) Advisors, LLC and Beacon Financial Planning, LLC, we value the trust you have placed in us by using our services and advice. Because your relationship with us is financial in nature, the protection of your privacy and prompt resolution of your questions is particularly important to us.

It is our policy to maintain confidentiality over your personal information. We will NEVER sell or rent your personal information to third parties for their marketing purposes without your explicit consent.  We have always been committed to maintaining the confidentiality, integrity, and security of the personal information that is entrusted to us by current, prospective, and past clients. We do not sell information about you to anyone, and we do not share your personal information with others, except with your consent when necessary to implement your financial strategies, or at your request, as permitted by law.

The Information We Collect About You

We collect personal information about you to provide a comprehensive and accurate financial plan, set up accounts, complete transactions, and service and manage your accounts.

The categories of nonpublic information that we collect from you may include:

  • Information from you on applications or forms, such as your name, address, phone, email address, Social Security number, birth date, assets, and income.

  • Information from transactional activity in your account(s) for example, trading history and balances.

  • Information about your health to the extent that it is needed for the financial planning process.

  • Information from interactions with BFP employees.

  • Information about transactions between you and third parties

How We Use Your Information

We have always considered the protection of sensitive information to be a sound business practice and a foundation of client trust. As emphasized above, we do not sell information about current or former clients or their accounts to third parties. With your permission, we share a limited amount of information about you with your brokerage firm in order to execute transactions on your behalf. In addition, with your permission or at your request, we disclose limited information to attorneys, accountants, and other professionals with whom you have established a relationship.

In certain instances, we may contract with non-affiliated companies to perform services for us. Where necessary, we will disclose information we have about you to these third parties. In all such cases, we provide the third party with only the information necessary to carry out its assigned responsibilities and only for that purpose. And, we require these third parties to treat your private information with the same degree of confidentiality that we do. Federal and state securities regulators may review our company records and your personal records as permitted by law.

How We Protect Your Information

We restrict access to information about you to our employees who need to know the information in order to provide our services to you. We employ extensive information protection controls to maintain physical, electronic and procedural safeguards to protect your personal information at all times. We maintain a secure office to ensure that your information is not placed at risk. Personally identifiable information about you will be maintained while you are a client and for the required period thereafter by federal and state securities laws. After that time, information will be destroyed.

What You Can Do

For your protection, we recommend that you only provide your account information, user name, or password to a limited group of trusted advisors. If you become aware of any suspicious activity relating to your account(s), please contact us immediately.

We Will Keep You Informed

As required by federal law, we will notify you of our privacy policy annually in writing. If our privacy policy is expected to change, we will notify you in advance.